Let Atlantic Coast Appraisal Inc. take care of your appraisal needsTo a lot of us, an appraisal is simply another cost on the break-sheet for a home purchase or refinance. And even though there are a budding number of automated home valuation systems that might appear more economical than an appraisal, the majority of lenders still need a local expert because the stakes are incredibly high. Is securing a mortgage the only reason you should get an appraisal? Are there also cases when the services of a licensed, independent real estate professional might be beneficial? You bet there are. 
Appeal your tax assessmentIt's possible you're paying too much in property taxes if you live in an area where property values have depreciated. Ad Valorem taxes are based upon a past assessment of your real estate, so if values are less than what they used to be in your neighborhood, you can challenge your assessment and save money. When building your case, an appraisal from us is your best evidence. We're equipped to assist you in disputing your tax assessment. Eliminating PMI for mortgage paymentsWhen the amount being loaned to the homeowneris more than 80% of the actual value of the property, many lenders ask homebuyers to purchase this supplemental insurance plan. That policy is Private Mortgage Insurance, or PMI. This added payment is often bundled into the monthly mortgage payment and is soon forgotten. PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfortunate. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to eliminate PMI, Atlantic Coast Appraisal Inc. can produce a statement regarding the value of your home. The expense of the appraisal can usually be recovered in just a few months because you'll no longer be paying the PMI. Get your appraisal from Atlantic Coast Appraisal Inc. Order onlineGet a clear valuation on a home take make a divorce settlement less stressfulA divorce is often complicated by the difficult decision of who keeps the home, and it can be an especially horrible ordeal for both parties. Regardless of the circumstances, it's a good idea to order an appraisal from Atlantic Coast Appraisal Inc. so both parties are fully aware of the true market value of their house. If the parties need to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Ascertain an accurate and fair valuation for estate liquidationThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion. Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to manage these affairs. A home or other property often makes up an uneven share of the total estate value, so knowing the true worth of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received a fair deal. Move to or from Broward County through an employee relocation programWe understand the stress involved with an employee relocation. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. During our detailed inspection, we suggest relocating employees to provide input on the positive features of their property, along with information about any recent sales or listings in their area that they want considered. Sell your home quickly — at the right priceA professional appraisal will help you make a better educated decision regarding your selling price, whether you want to sell your home on your own or use the assistance of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are calculated on our efforts to finish the appraisal report and and aren't related to the sales price. We determine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long properties stay on the market. 
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